Job Description

Job Description

Job Description

EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS

Summary Description

The individual will train within carious areas of the Commercial and Credit Administration departments to obtain the knowledge and skills to prepare for the transition into a lending or credit role for the Company. The actual time spent within each area will depend on the individual’s knowledge and skill level.

Essential Functions

· Learns line and staff functions, operations, management viewpoints, and company policies and practices

· Works with each area manager to set performance goals and objectives for time spent in the area

· Performs financial analysis on commercial loans

· Trains within the Commercial Loan Documentation Department to acquire knowledge regarding Deeds of Trust, Security Agreements, lien positions, etc.

· Works with Credit Administration to obtain knowledge regarding loan structuring, UCA cash flow, EBITDA, cash flow, personal cash flow and other analytical skills

· Accompanies loan officers on customer calls to obtain knowledge pertaining to sales

· Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions

Position Requirements

· Bachelor’s Degree in Business or MBA, with classes in accounting and finance, minimum grade point average of 3.0

· Demonstrated knowledge of accounting principles required

· Ability to work in the Staunton, VA area and travel to other City locations

· Willingness to relocate within city's footprint preferred

· Work is generally performed indoors in environmentally controlled conditions

· Typically, the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work

Critical Skills / Expertise

· Ability to work independently and manage multiple projects simultaneously

· Excellent written and verbal communication skills

· Proficiency in Excel, Word and PowerPoint

· Ability to interact effectively with a wide range of staff throughout the company

· Possess skills required to move in a sales position

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